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Financing treatment abroad: an overview of your options

GO Medics Team· 31 October 2026
Financing treatment abroad: an overview of your options

From paying cash to paying in instalments — how to finance your treatment in Croatia or Slovenia well and without stress.

Financing treatment abroad: an overview of your options

Dental treatment in Croatia, a hair transplant in Slovenia or a procedure with a specialist — the costs are often considerably lower than in Germany or Austria. Even so, many patients ask themselves: how do I best finance the treatment?

Option 1: paying cash on site

Many of our partner clinics offer early booking or cash payment discounts. Anyone paying out of their own pocket often saves an additional 5–10%. Our tip: set up a separate account for the treatment and save into it every month.

Option 2: paying in instalments through the clinic

Some clinics offer their own instalment plans — often interest-free for short terms. GO Medics finds out in advance which clinic offers which options. Important: have the conditions agreed in writing.

Option 3: a loan or a medical financing partner

In Germany and Austria there are specialised providers of medical financing. They often offer favourable conditions and unbureaucratic processing — for treatment abroad too.

Option 4: health insurance and allowances

Statutory health insurers reimburse part of the costs in certain cases — provided you have submitted a treatment and cost plan in advance. Private supplementary insurance often covers considerably more. GO Medics helps you with the documentation.

Get in touch — we advise you free of charge and without obligation on your personal situation.

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